Insurance

If you have been injured in an accident at work or while you were on somebody else's property then you could be eligible to make a claim. Making a claim is not about taking out a personal vendetta because you got injured but rather it is making sure that you don't have to bear the cost of any recovery or other damages as a result of somebody's negligence or failure to provide you with a safe and secure environment to do your work.

Many people are reluctant to make a claim because they don't want to go through the process of getting all of the documents and putting themselves in an awkward position with their boss, building owner or other responsible party. In the case of a workplace injury there are other laws that will protect you against any discrimination from your employer and any other unfair treatment as a result of making a claim in fact some employers will encourage it to help improve their workplace policies.

In the case of a motor accident then it is a legal requirement that the responsible party pay for any damages. It is up to you however to take the appropriate action in gathering information about any injuries that you may have sustained so that your legal representation can provide this to the insurance agent when it comes time for you to either make your claim or settle the incident.

A measure of composure is needed when making a claim and at times it can be difficult because of the number of people that will try and take advantage of your situation. The responsible party may try and pressure you into withdrawing your claim or may themselves withhold information from you that you may need. Should this be the case then you should let the proper authorities handle the matter be it the police or even your own insurance company.

It is important to deal with people that you are comfortable with and finding a reputable insurance company and legal representative is paramount particularly in large cases. It is important to start gathering information and evidence as soon as you can after the incident occurs. The documents that the insurer will deem appropriate will be things like police and medical records and also managers reports that are on the company's letter head along with the testimony of any witnesses.