Insurance

In order to recover your damages caused by a car accident, you have to prove that the other driver or drivers involved in the accident were at fault. Fault means that the other driver did something that a normal driver would not have done. For example the other driver made a run with the stop sign while speeding or violating some of the other rules of the road.

If you are able to prove that the other driver was at fault or negligent, then you must prove that the fault or negligence caused your damages. The damages available at a car accident case are the damages to your vehicle and personal property. These damages will include the repair costs of your vehicle, medical bills, and rental expenses; if the car can still be repaired. If the car cannot be repaired anymore, it will be considered as a total loss.

In case of a total loss, you are entitled to the whole value of your vehicle before it was damaged and sales stats. You will also be entitled to medical expenses at some point in your case. Most of the time, the insurance company of the other driver will pay for your expenses as they are required. They may tell you to send the bills through the insurance company but make no mistake about it because it is pretty rare for an insurance company to actually pay those bills as you send it to them.

The same thing applies to your lost wages. The insurance company of the other driver has the obligation to pay your lost wages as they occur. Your lost wages will include wages you have lost in the past and if you're permanently injured, it will affect your ability to work in the future. This will call for a loss of earning capacity. You are also entitled for compensations in relation to pain and suffering which you could experience in an accident and lead to the loss of the quality of your life encompassing physical and emotional anguish.

In a car accident, it would be best to have a good lawyer by your side to handle your case. These cases could be too complicated for you and a lawyer will help you get through all the facts and legal jargon. Choose an experienced lawyer in your type of case to get the best results.