Insurance

Car wrecks are all too common in the United States today. It seems sometimes like everybody's playing bumper cars. How do you know when you need an auto accident attorney? How bad does it have to be before you seek legal help? These are the times when you definitely need to talk to an auto accident attorney right away.

Is Anybody Hurt?

You definitely need to talk to an auto accident attorney if anybody was hurt during the crash. Lots of little fender benders don't hurt anybody at all, but if there's been an injury, you definitely need legal help. This includes any broken bones, trips to the hospital or any other thing that's going to hurt in the morning.

Whose Fault Was It?

If you've got some serious vehicular damage and you can't figure out who it was that hit who, you should contact an auto accident attorney. When it's a simple case of one person getting out of the car and apologizing, the case is closed and your insurance company will take care of it. But wherever there's a dispute, and it can't be resolved quickly, you need legal help.

Where's The Insurance?

When either party doesn't have insurance, you need a lawyer. Whether it's you or the other guy, things are going to get tricky quickly and you'll need an auto accident attorney to help sort things out. You should also hire a lawyer if you think the insurance company's not handling it the way it should. This includes mishandling and also major delays in settling your case. "Mishandling" means anything that sounds funny to you, like telling you that you didn't pay your premiums. If they start bringing in their own attorneys, you need to contact your lawyer immediately.

Was Anybody Else Involved?

If it was just a matter of you and the other driver smacking into each other and you can establish fault quickly, it's all done and you don't need the help of a legal professional. However, if there were other people involved in the wreck, including pedestrians or other drivers who may file a claim, you'll need the help of a lawyer. You should also definitely contact one if someone other than a family member was in your car.

What Does The Police Report Say?

You should have a good look at the police report. If there's anything inaccurate, or if it puts the blame on you erroneously, you've got a legal issue on your hands and should contact a lawyer. Unfortunately, this does happen sometimes and it can cost you big time.

Basically, any time when you're not sure of your rights, you should hire an auto accident attorney. You should also do so if the paperwork or forms don't make sense to you. Remember that it's their job to understand the law thoroughly and help you get through it. They're the one with the experience in cases like these, and they're the one that's going to get you the fair settlement that you deserve.