Insurance

What happens to my SBA loan when my business fails?So your business is struggling, and you are wondering, what happens to my SBA guaranteed business loan?What indeed...Let's answer that question by first understanding what the SBA guarantee actually means. The guarantee is actually for the BANK, not the borrower. Which means that if your business...

Companies that rely on vehicle fleets have unique costs associated with doing business. Mobile assets require significant capital investment. In addition, fuel and maintenance costs can take up a significant portion of a business's profit margin.However, there are additional hidden costs that many fleet managers overlook in the course of doing...

Commercial Loss of businessTheft, Burglary and Floods are not always straightforward. A business owner may be faced with loss of computer records, loss of stock and consequential losses.Business interruption is inevitable, but what happens to the family and staff? Will the business have a future?These events can cause closure for long periods....

It is important that we start saving for a rainy day as early and as soon as possible. Personal finance management is essential in today's day. In today's capitalist society most people don't think twice about taking loans to buy unnecessary and expensive things. The recession however has woken up most people and scared them into learning to manage...

A good chiropractic business plan can help new chiropractors get on the right foot in starting and running a successful chiropractic office. It can provide a framework from which to make strategic decisions during the course of setting up a chiropractic clinic. Many chiropractors who fail to conceptualize a business plan find themselves struggling...

Medications from Abroad - What You Need to KnowMany of us have heard about cheaper medications that can be purchased outside the United States. These purchases are usually made on-line and in most cases are made from pharmacies operating in Israel or Canada. Given the passing of the new "Health Care Reform" (which is a topic of much discussion...

Reverse Mortgage Pros and ConsUnderstanding reverse mortgage pros and cons is becoming more important what with America's population aging, home prices falling, the stock market crash of 2008 still not having been recovered from, the value of the dollar diminishing and a whole host of other financial concerns, it is likely that now more than ever...

IVF cost can be very expensive; be sure you know exactly what you are paying for. Not all clinics charge the same, so be sure to do your research. Common questions about IVF costs:1. How much will IVF cost?IVF will cost an average of $12,000. You will be paying at least $10,000 and maybe even up to $15,000 depending on your area. The costs listed...

Like taxes, illness and death are inevitable. These are some of the hard facts of life. While everyone does wish to be of good health all the time, this is just sometimes not granted to some people. One of the reasons why most people want to be healthy is for them to be able to regularly perform their tasks such as performing their job, or earning...

Physicians who want to be on the cutting edge of today's medical market must investigate electronic medical record software. Such a system will help run their everyday tasks and run a smooth and efficient office for themselves and their patients.Although electronic medical record software can be a costly layout of funds at first, the benefits...

Whether you're used to being on a boat enjoying the sun and catching fish, or have never done it before, it could be a good time to take fishing trips. While you could decide to do it on your own, this isn't advised since there's a lot you need to know, not just to have fun, but also for your safety. Explore a few details to keep in mind when...

My parents owned a very successful trucking company in Tehachapi, California. I watched first-hand the hard work that went into managing and maintaining a trucking business. If you have never driven a big rig, bus, or other high profile vehicle, it is easy to forget how hard it is to stop these vehicles in an emergency. The legal weight of an...

When you shop around for an annuity and talk with insurance brokers about it, one of the come-ons you are likely to hear from these brokers as to why you should buy their products is that they have the best annuity rates available in the market. It is certainly nice to get the best annuity rates possible when you make your own retirement investment,...

If you have been injured in an accident at work or while you were on somebody else's property then you could be eligible to make a claim. Making a claim is not about taking out a personal vendetta because you got injured but rather it is making sure that you don't have to bear the cost of any recovery or other damages as a result of somebody's...

A commonly asked question we receive from small business owners asks if there are disadvantages to creating a relationship with a PEO. We have decided that this would be a great article to put together; to dispel some of the myths concerning PEO disadvantages. Many of these perceptions, while understandable, are not backed up by any facts.First...

It can take months for the Social Security Administration (SSA) to determine the eligibility of a person applying for Social Security Disability Insurance (SSDI). For those claimants with extreme medical conditions, there is no time to wait.According to SSA statistics, more than 2.5 million people are filing for Social Security Disability Insurance...

When you're going through divorce, sometimes the first thing on your mind is simply being done, getting it over with and moving on. You may have went through some pain and suffering. Now you want to move on. On the other hand, you may justly have some concerns about your divorce settlement, namely things like health insurance, your child's college...

Dongguan is located in the Pearl River Delta and is a major city in China. With four districts, this metropolis has become an international industrial and major economic center, attracting enormous foreign-direct investment. This city has a pleasant climate and is known for its long coastline and seafood varieties.Taking a look at the city's health...

What are annuities? Annuities are a kind of investment created by insurance companies. Think of how a bank offers a CD to raise money and be able to make loans and such. An annuity is much the same thing, a revenue generator for the insurance companies.But what are annuities?Think of an annuity like a kind of account, joint, single, IRA, Roth...

A significant increase in people who are now prepared to make fraudulent personal injury claims to supplement their income.An astonishing eighty nine percent of lawyers believe that the No Win No Fee arrangement has encouraged more people to make deceitful injury claims, according to research carried out by LV.Overstating injuries has been on...

When you get injured you may think that your insurance company of your property will be paying for the medical and lost time. However, you may be shocked to find out that they are going to fight you on the case because they do not think it is their issue. You should know why you need to use a personal injury solicitor. Once you know about why...

Accidents can cause extreme damage to a car. A parked car hit from the side may need a replaced door and a fender bender may force the owner to buy a new bumper. If an accident harms the body of your car you will want to put your precious possession in safe hands. This means finding a shop that will leave your car looking great when it leaves...

Several budgeting planners advocate paying off your mortgage loan as radip as practicable. Several homeowners would not see the reason since they focus on having a tax reduction. The idea of paying back the mortgage loan balance is that you will keep accumulating home equity. A separate benefit is that you can normally get rid of PMI (private...

For anyone who has suffered a personal injury as a result of someone else's negligence, pursuing compensation for lost wages can be a frustrating experience. Far too many people simply give up on the pursuit once they grow weary of the delaying tactics used by most insurance companies and the slowness of the judicial process. For those who are...

Your annual credit report is used to consolidate your payment and debt information. It is a great tool for you to use for improving your credit, setting budgets, and ensuring that your credit information is accurate.Your report is also a great tool for other people to use for gauging your credit worthiness and predicting your future behavior regarding...

You have researched diligently, and you have found the best mortgage rate available for your home purchase or refinance. Congratulations! Now comes your next task: analyzing and minimizing your closing costs.Closing costs are the array of fees that are added on to your loan that cover various requirements for closing (such as title insurance)....

Choosing the right kind of caregiver is not an easy task and you need to take care about a number of important factors before finding the right kind of person. Some of the common factors that can be considered are financial status, personal needs, and age and individual preferences. Some people want that the caregiver should be of a particular...