Insurance

Water damage restoration is necessary to save your home from complete ruin. Most people are unaware of the threat water poses. They have no idea - until they face a flood or serious leak. In fact, some insurance companies don't even include flood damage in coverage. If you want flood insurance, you often have to request it, so it's important to look at your policy to know what's covered and to purchase flood insurance if you think it's necessary. There are ways to minimize water damage in your home - whether you have insurance or not.

1. Remove the water. The first step is to get the water out of the home. If the water comes from outside, it should recede on its own. Once it recedes, you can mop to remove the excess water. If the flood comes from a leak or other mishap inside the home, you can dry the area with a mop or towel. You must make sure the area is water-free before restoration can begin. Sometimes it will be necessary to set up oscillating fans to help expedite drying the area. Unless the area is fully dry, you will not be able to move on and repair the damage.

2. Evaluate the damage. You may or may not have the ability to perform restoration on your own. You could attempt doing simple repairs on your own. For instance, you know that you can throw a wet rug out with the trash. However, if the carpeting in your living room is beyond repair you might require help getting it out. You'll need to remove the furniture and anything else that's on top of the carpet. You also might have structural damage or damage to the walls. Those types of repairs require professional handling, so be sure to find a reputable company to do the work in your home.

3. Make the repairs, either on your own or with the help of a professional company. To find a professional company, do an internet search, look in the phone book, or ask around friends and family. When you find a few companies that you might like, call them and ask about their rates, the kinds of repairs they're most comfortable with, and their standing with the better business bureau.

In the end, water damage restoration can require a lot or a little bit of work. The important thing is to get the repairs done as quickly as possible so the damage does not worsen. Water damage can lead to mold growing in your home. The longer things remain wet, the bigger chance you have of developing a mold problem. Get moving as soon as possible to reduce your chances of developing a more serious problem.